2. Kelayakan : 2.a Bisnes telah beroperasi 3 tahun
2.b Bank Akaun 6 bulan berturut-turut > rm 100 K
3. Bayaran balik : Dalam masa 6 tahun dg interest 6 % per annum
4. Yuran Konsultansi : 4 %
5. Kelulusan 1 minggu.
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