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  #1  
Old 05-01-2012, 01:09 AM
mczm mczm is offline
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Default Kadar Pinjaman Personal Loan Kakitangan Swasta

Tujuan:
nak kumpul maklumat kat mana yang interest paling rendah utk kakitangan swasta. (yg gomen, GLC takper, Bank Rakyat, BSN, CIMB sedia menunggu.....)

1. Biasanya pinjaman pakai sistem Islamik, kadar tetap. Contoh 8.88% oleh RHB Bank (tapi kalau kira pakai reducing rate i.e. amortization, kadar dok ada dalam 16%, effective rate)

EFFECTIVE RATE
2. Kalau RHB Easy cekik darah, dalam range 22%

3. Hong Leong Bank... lagi cokik darah... 24%

4. HSBC - 20%

Koperasi tak penah tanya... sapa sapa ada info... tolong tambah.
TQ
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  #2  
Old 05-01-2012, 01:14 AM
highrulez highrulez is offline
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kebanyakkan rate ikut cardcredit..memang tinggi bro...sanggup tak jer..hehe
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  #3  
Old 05-01-2012, 02:14 AM
mczm mczm is offline
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card credit baru 18%... ini dah lebih tinggi dari CC

dok intai intai yg mana lagi rendah
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  #4  
Old 10-02-2012, 01:59 AM
akira ahmad akira ahmad is offline
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try r buat ngn al rajhi..kalo rekod cantik mesti boley lepas punye..
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  #5  
Old 02-03-2012, 05:49 PM
twisterz twisterz is offline
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Quote:
Originally Posted by mczm View Post
Tujuan:
nak kumpul maklumat kat mana yang interest paling rendah utk kakitangan swasta. (yg gomen, GLC takper, Bank Rakyat, BSN, CIMB sedia menunggu.....)

1. Biasanya pinjaman pakai sistem Islamik, kadar tetap. Contoh 8.88% oleh RHB Bank (tapi kalau kira pakai reducing rate i.e. amortization, kadar dok ada dalam 16%, effective rate)

EFFECTIVE RATE
2. Kalau RHB Easy cekik darah, dalam range 22%

3. Hong Leong Bank... lagi cokik darah... 24%

4. HSBC - 20%

Koperasi tak penah tanya... sapa sapa ada info... tolong tambah.
TQ
setau aku...

koperasi felda - 6%
OCBC - 8%
BSN - 5-6%

aku dgr arrajhi boleh bg rate cantek...
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  #6  
Old 02-03-2012, 05:58 PM
afifdaud afifdaud is offline
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rate utk swasta slalu tinggi
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  #7  
Old 07-06-2012, 01:24 AM
mczm mczm is offline
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Quote:
Originally Posted by twisterz View Post
setau aku...

koperasi felda - 6%
OCBC - 8%
BSN - 5-6%

aku dgr arrajhi boleh bg rate cantek...
rate tuan tulis tu kalau pakai fixed rate

rate yg saya tulis, kalau convert fixed kpd reducing balance rate (amortization)
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mudarib for rab ul mal
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