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  #1  
Old 08-04-2016, 12:06 AM
syamsoulcc syamsoulcc is offline
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Default Tabung Haji VS ASB

Selamat ke atas kamu semua...

Saye yang jahil nak tanye la di antara dua jenis simpanan ini,
mana korang rasa lagi OK? harap boleh bagi pendapat dan sebab..

mulanye saya ingat nak buat Skim ASB 200k untuk 30 tahun..
sebab kalau dikira-kira, jika saya TAK USIK BONUS/DIVIDEN,
dalam masa 30 tahun, saya akan jadi jutawan..
al-maklum masih mude lagi ni rasenye memang sgt elok la saye ambik ASB...

tapi tibe2 ade member rekemen ambik Tabung Haji plak...
so, tabung haji ni memang saya tak sempat stadi, dan saya banyak tak tahu pasal tabung haji...yang pasti tabung haji ada beberapa kelebihan yang TIADA pada ASB..contoh..


dan mengenai zakat perniagaan (spt dlm gambar di atas), adakah maksudnya pihak TH akan tolong selesaikan zakat kita? so tak perlu la kita bayar zakat?


dan satu lagi...

mintak maaf la,terus terang saya cakap, di zaman serba tekanan ini, memang saya jenis mata duitan sikit..
so, siapa-siapa yang pakar, boleh kongsikan tak beza dari segi KEUNTUNGAN/DIVIDEN/BONUS di antara TH dan ASB ini ?


terima kasih...
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Last edited by syamsoulcc; 08-04-2016 at 12:09 AM..
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  #2  
Old 08-04-2016, 12:09 AM
jerul jerul is offline
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tambah satu lagi VS UNIT AMANAH boss
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  #3  
Old 08-04-2016, 10:08 AM
amazinggold88 amazinggold88 is offline
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zakat tabung haji bayar bagi pihak kita.so x yah byr dh.hri tu pernah tnye tabung haji dh
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  #4  
Old 08-04-2016, 10:34 AM
NurussalamAziz NurussalamAziz is offline
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Simpanan bila cukup haul (tempoh dan jumlah) perlu dizakatkan. 2.5% pada setiap tahun.. jadi kalau tolak 2.5% dari dividen yang diperolehi, boleh compare apple with apple. Hukum Harus @ Haram yang wujud dalam ASB, anda pilih sendiri.

Saya pernah membuat perbandingan antara kedua-dua pelaburan berisiko rendah ini. Boleh lihat pautan yang saya buat dahulu:

https://nurussalamaziz.wordpress.com...umiputera-asb/

https://nurussalamaziz.wordpress.com...n-tabung-haji/
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  #5  
Old 08-04-2016, 10:45 AM
kueng01 kueng01 is offline
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Quote:
Originally Posted by syamsoulcc View Post
Selamat ke atas kamu semua...

Saye yang jahil nak tanye la di antara dua jenis simpanan ini,
mana korang rasa lagi OK? harap boleh bagi pendapat dan sebab..

mulanye saya ingat nak buat Skim ASB 200k untuk 30 tahun..
sebab kalau dikira-kira, jika saya TAK USIK BONUS/DIVIDEN,
dalam masa 30 tahun, saya akan jadi jutawan..
al-maklum masih mude lagi ni rasenye memang sgt elok la saye ambik ASB...

tapi tibe2 ade member rekemen ambik Tabung Haji plak...
so, tabung haji ni memang saya tak sempat stadi, dan saya banyak tak tahu pasal tabung haji...yang pasti tabung haji ada beberapa kelebihan yang TIADA pada ASB..contoh..


dan mengenai zakat perniagaan (spt dlm gambar di atas), adakah maksudnya pihak TH akan tolong selesaikan zakat kita? so tak perlu la kita bayar zakat?


dan satu lagi...

mintak maaf la,terus terang saya cakap, di zaman serba tekanan ini, memang saya jenis mata duitan sikit..
so, siapa-siapa yang pakar, boleh kongsikan tak beza dari segi KEUNTUNGAN/DIVIDEN/BONUS di antara TH dan ASB ini ?


terima kasih...
Salam.

ASB ko nk buat loan kn bro?
TH tu tmpat simpan cash.. xde loan..
So cmne nk compare?

TH divident siap tolak zakat sbb duit tu simpanan.
ASB x tolak zakat. Nk bayor g pjabat zakat nnti diorng kirekan.

Sekian.
Wassalam..
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  #6  
Old 22-04-2016, 02:58 PM
Print_Screen Print_Screen is offline
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Asb haram

th halal
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  #7  
Old 22-04-2016, 03:17 PM
slvrchair slvrchair is offline
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Quote:
Originally Posted by NurussalamAziz View Post
Simpanan bila cukup haul (tempoh dan jumlah) perlu dizakatkan. 2.5% pada setiap tahun.. jadi kalau tolak 2.5% dari dividen yang diperolehi, boleh compare apple with apple. Hukum Harus @ Haram yang wujud dalam ASB, anda pilih sendiri.

Saya pernah membuat perbandingan antara kedua-dua pelaburan berisiko rendah ini. Boleh lihat pautan yang saya buat dahulu:

https://nurussalamaziz.wordpress.com...umiputera-asb/

https://nurussalamaziz.wordpress.com...n-tabung-haji/
terbaik boss...hehe

nurus buku hang dah launch ka? bila nak promote dalam CG?
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  #8  
Old 22-04-2016, 03:22 PM
joee joee is offline
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Quote:
Originally Posted by Print_Screen View Post
Asb haram

th halal
kasar bunyinya tuh..dlm istilah ekonomi..asb tak patuh syariah jaa
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  #9  
Old 22-04-2016, 03:40 PM
Jalapeno Jalapeno is offline
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TH punya bonus, bahagi 12 - average bulanan
buat unit trust dulu, lepas tu masuk TH nak p haji
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  #10  
Old 22-04-2016, 03:51 PM
H-S H-S is offline
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dividen ; ASB > ASB2 > AHB > TH

kalau siap zakat ; AHB > TH
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