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Reload this Page Refinance Rumah dan Cash out untuk ASB???
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  #191  
Old 16-10-2012, 09:28 AM
poknik poknik is online now
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kalo refinance rumah kena tukar nama hakmilik rumah tu ke?.. ke camana?..

kos guaman plak camana?.. takde disebut pun dlm 1st page.. ke camana?

cukai LHDN plak camana?...
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  #192  
Old 16-10-2012, 02:03 PM
tet tet is online now
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abe nik,

1. refinance tu tukar loan jah....dr bank A ke bank B @ dr bank A, rate sekian ke bank A jugak tp rate lain plak....jd hak milik xde la tukar...klu umah tu nama abe nik, wat refinance pon ttp nama abe nik jugak...

2.kos guaman tu tergantung pd brapa byk loan lah...dia ada duti setem, dll...riban2 gak la....masa ambe wat refinance, kena 5k++

3.xde kena mengena ngan lhdn la abe nik...nak byr cukai apa? cukai pendapatan?
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  #193  
Old 16-10-2012, 04:06 PM
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Refinance adalah tukar bank. Ada yang tukar nak turunkan interest, ada yang nak cash out for personal use.

kos peguam untuk refinance adalah 2% drpd loan amount yang apply.

kos LHDN tak ada, kos kos lain ada, Valuation fee, stamp duty.
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