2bz4money
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Worst Scenario of Highest BLR Rate..
Kalu kita ambik blr 1998 sbg kes study:
Faedah Loan easyASB blr-1= 12.27-1=11.27%;
Manakala Div ASB pulak 10.5%
So, kita just rugi 0.77%..ini worst scenario.
Bagi saya, masih tolerable..dan dana ASB beri ROI yg konsisten..
nah data yang encik mahu since 1st dividen ASB.
Code:------------------------------------------------------------ Tahun Dividend BLR ASB Bonus Div + Bonus ------------------------------------------------------------ 1990 8 7 6 14 1991 8.5 7.5 4 12.5 1992 7.5 9 5 12.5 1993 9 9.5 4.5 13.5 1994 9 8.25 4.5 13.5 1995 10 6.6 3 13 1996 10.25 8.5 3 13.25 1997 10.25 9.25 1.25 11.5 1998 8 12.27 2.5 10.5 1999 10.5 8 1.5 12 2000 9.75 6.75 2 11.75 2001 7 6.75 3 10 2002 7 6.5 2 9 2003 7.25 6.5 2 9.25 2004 7.25 6 2 9.25 2005 7.25 6 1.75 9 2006 7.3 6 1.25 8.55 2007 8 6.75 1 9 2008 7 6.75 1.75 8.75 2009 7.3 6.75 1.25 8.55 -------------------------------------------------------------
utk tahun 2009 rasanya end of year kut baru implement 5.55% tu. betulkan hamba kalau silap. sama gak dengan 1998. sblm 12.27%, ada 1 value BLR (x silap around 10%) sebelum revise ke 12.27%
Kalu kita ambik blr 1998 sbg kes study:
Faedah Loan easyASB blr-1= 12.27-1=11.27%;
Manakala Div ASB pulak 10.5%
So, kita just rugi 0.77%..ini worst scenario.
Bagi saya, masih tolerable..dan dana ASB beri ROI yg konsisten..