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  #11  
Old 06-12-2011, 12:36 AM
bapatua bapatua is offline
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Aku buka irakyat.. ni yg aku dapat..
Jumlah Pinjaman: Rm37000
Outstanding bal: Rm71070

Yg outstanding bal tu ke yg kita kena jelaskan utk penyelasaian awal??
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  #12  
Old 06-12-2011, 12:39 AM
bapatua bapatua is offline
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Yg bengangnya lagi siap dia minta rm50 utk dpt statement tu.. kalo dpt terus takpelah.. 7 working days tempoh dia suruh tunggu.. susah sangatkah pengiraanya tu??
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  #13  
Old 06-12-2011, 12:43 AM
bapatua bapatua is offline
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Sapa ada idea ayuh kongsikan.. tuk pengetahuan baru buat member yg tak tahu mcm aku..
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  #14  
Old 06-12-2011, 12:55 AM
bapatua bapatua is offline
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Masih menunggu pendapat pakar dlm bidang pinjaman peribadi ni...
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  #15  
Old 06-12-2011, 03:15 PM
bapatua bapatua is offline
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sapa ada pendapat.. ayuh kongsikan bersama..
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  #16  
Old 06-12-2011, 03:21 PM
salonpas salonpas is offline
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SAYA PUN NAK TAU GAK..BERKIRA-KIRA NAK SETTLE LOAN NGN BANK RAKYAT SKRG NIE..CUBA TUAN GUNA RUMUSAN NIE..NANTI DAH DAPAT PENYATA FULL SETTLEMENT BOLEH COMPARE SAMA ATAU TIDAK DENGAN PENGIRAAN TUAN..

http://www.bebas-hutang.com/how-to-c...ate-financing/
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  #17  
Old 06-12-2011, 03:27 PM
aznor59 aznor59 is offline
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mana ade rebet ??? ade rebet ker??? kena penalty ade lah...
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Old 06-12-2011, 03:34 PM
spellbinder spellbinder is offline
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Quote:
Originally Posted by bapatua View Post
Aku buka irakyat.. ni yg aku dapat..
Jumlah Pinjaman: Rm37000
Outstanding bal: Rm71070

Yg outstanding bal tu ke yg kita kena jelaskan utk penyelasaian awal??
tu outstanding balance termasuk interest yg dia dah kira utk full tenure.kalau penyelesaian awal, akan ada rebet pd interest tu, tp biasanya principle takkan luak pun kalau setakat bayar baru setahun dua..pengiraan akan dilakukan sistem bank, bergantung pd bank mana bro pinjam sbb setiap bank takkan sama jumlah full settlementnya(walaupun rate sama, tenure sama dan amaun loan sama)

atau erti kata lain, bro mmg kena tggu pengiraan dari bank tu sendiri.untuk anggaran berapa nak overlap, bro boleh guna berapa amaun yg bro pinjam bank rakyat sebelum ni, atau boleh call ke cawangan bank yg bro pinjam, dia akan kirakan secara kasar.

harap membantu

Last edited by spellbinder; 06-12-2011 at 03:36 PM..
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  #19  
Old 06-12-2011, 04:10 PM
bapatua bapatua is offline
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terima kasih kepada yang memberi info..
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