Aku buka irakyat.. ni yg aku dapat..
Jumlah Pinjaman: Rm37000
Outstanding bal: Rm71070
Yg outstanding bal tu ke yg kita kena jelaskan utk penyelasaian awal??
tu outstanding balance termasuk interest yg dia dah kira utk full tenure.kalau penyelesaian awal, akan ada rebet pd interest tu, tp biasanya principle takkan luak pun kalau setakat bayar baru setahun dua..pengiraan akan dilakukan sistem bank, bergantung pd bank mana bro pinjam sbb setiap bank takkan sama jumlah full settlementnya(walaupun rate sama, tenure sama dan amaun loan sama)
atau erti kata lain, bro mmg kena tggu pengiraan dari bank tu sendiri.untuk anggaran berapa nak overlap, bro boleh guna berapa amaun yg bro pinjam bank rakyat sebelum ni, atau boleh call ke cawangan bank yg bro pinjam, dia akan kirakan secara kasar.
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